Attorney Richard Gaudreau

Month: March 2011

Is there a Right Way to Use Credit Cards?

[caption id="attachment_207" align="alignleft" width="300" caption="Americans are changing how they use credit."][/caption] According to a national survey by Javelin Strategy and Research, credit card spending is down, especially in the 18-24 age market.  Does that mean that we Americans aren't spending or are we doing it differently? According to the NY Times report, the survey showed...

Sneaky Bank Fees Return

[caption id="attachment_225" align="alignleft" width="200" caption="With the implementation of the CARD Act banks are becoming more creative with their hidden fees and charges. "][/caption] Just when you thought the waters of big banking were safe to venture into once more, big banks are desperately chomping after consumer dollars with new fees and charges on consumer accounts.  After...

Student Loan Changes Causing More Headaches

[caption id="attachment_184" align="alignleft" width="225" caption="Student loan changes went into affect for millions on July 1st."][/caption] As spring peeks just around the corner, so does the slew of high school seniors making final selections for college enrollment.  Whether it's Harvard or the local community college, each choice comes with an equal amount of decisions for their parents regarding...