Attorney Richard Gaudreau

Month: September 2009

Overspending Made Easy

[caption id="attachment_58" align="alignleft" width="291" caption="Those ATM machines could be costing you a pretty penny."][/caption] Since the banking ‘meltdown,’ one area of increased concern for consumer advocates is whether the fees charged by the banking industry for overdrafts on bank accounts are unfair and deceptive.  Often times consumers believe that they are acting in their best...

Response to Recent LA Times Blog

[caption id="attachment_51" align="alignleft" width="385" caption="Bankruptcy filings still on the rise"][/caption] A recent LA Times blog (August 10, 2009) by Tom Petruno* highlights the highly controversial and divisive issue being debated in today’s bankruptcy circles. The problem surrounds homeowners with upside-down mortgages (i.e. those whose homes are worth less than they are mortgaged).  The current mortgage...