Creditor Violations Related to Bankruptcy

Creditor Violations Related to a Bankruptcy Case

Debtors have rights throughout the bankruptcy process. Some creditors continue to use unscrupulous and often harassing policies with regard to their collection accounts and continue to contact, harass and threaten former customers in an illegal attempt to recover debts. Attorney Gaudreau has filed many lawsuits against creditors who violate the prohibition against continuing to bill someone who has filed a bankruptcy. The Courts treat these types of cases seriously.

About the Federal Fair Debt Collection Practices Act

Before a bankruptcy, people facing intense creditor pressure are often threatened with illegal actions by collection companies in violation of the Federal Fair Debt Collection Practices Act (FFDCPA). Also, creditors who grant home equity loans may not have complied with the Truth-in-Lending Act. After filing bankruptcy, creditors are prohibited from contacting debtors and to the extent that they ignore this requirement, debtors may be entitled to damages. Attorney Gaudreau advocates aggressively for his clients when these situations arise.

If you are experiencing creditor harassment or other difficulties with creditors during or after your bankruptcy has been discharged, don’t suffer in silence! There is help available. Call our offices at (603) 893-4300 and schedule a time to speak with Attorney Gaudreau.